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When will my Social Security Disability Insurance (SSDI) benefits end?

Many Social Security Disability Insurance (SSDI) claimants are concerned that they may, at some point in the future, lose their SSDI benefits. Most claimants who remain severely disabled and unable to work do not have to worry about the Social Security Administration terminating their benefits, but the SSA can stop a claimant’s benefits for a variety of reasons which we will review below.

Terminating Social Security Disability Insurance (SSDI)

The Social Security Administration can stop your Social Security Disability Insurance (SSDI) benefits for the following reasons:

• The SSA determines the claimant is not disabled after a Continuing Disability Review (CDR)

According to Section 221(i) of the Social Security Act, Social Security Disability
claimants may expect a review of their Social Security Disability benefits at least every 3 years unless the Social Security Administration has determined a claimant’s disability is permanent. Permanent disability claims may also be reviewed when the SSA determines it is appropriate. A Review of a Social Security Disability claimant’s case is called a Continuing Disability Review or CDR.

If the SSA determines, after the CDR, that the claimant is no longer disabled and they can return to work, SSDI benefits will be terminated.

• The Social Security Disability Insurance claimant returns to work.

The Social Security Administration defines “substantial gainful activity” as doing any type of mental or physical activity which is “substantial”. Non-blind claimants who are performing work and making a gross income of $1,000 per month or more or blind claimants who are making $1,640 per month or more can have their benefits terminated.

Keep in mind, the SSA does have several back to work programs which allows SSDI claimants to attempt to return to the work force. These programs have very specific work requirements, but they may allow the claimant to attempt work for several months while they continue to receive Medicare and their SSDI monthly benefit.

Claimants should contact the SSA if they want to go back to work. Failure to comply with the work program requirements may result in termination of Social Security Disability Insurance (SSDI) benefits.

• The claimant reaches their full retirement age.

If a disabled claimant, who is receiving SSDI, reaches their full retirement age, the SSDI claim is automatically converted to a Social Security retirement claim. The amount of the SSDI benefit does not change. Disability claimants cannot receive both SSDI and Social Security retirement benefits at the same time.

So do most Social Security Disability Insurance claimants need to worry about the SSA terminating their benefits? No, if you continue to get proper medical care and follow your doctor’s instructions and you continue to be unable to return to work, you should not have to be too concerned about the Social Security Administration terminating your SSDI benefits.

Hiring a Social Security Disability Lawyer

If you would like a Social Security Disability attorney to review your disability claim, fill out the FREE evaluation form and a disability advocate will call you to review your claim or you can call our office at 1-800-641-3759 to talk to someone now.