SSDI Disability help where can I find it?Filing for Social Security Disability Insurance (SSDI) benefits can be confusing and unnecessarily difficult. Millions of claimants file for benefits each year, but many do so without the proper information or help to win SSDI disability benefits.
Recently on our disability forum a user asked, I am trying to file for SSDI disability but no one seems to want to help me. I have gone online, but the information is confusing. Can you help?
Filing for SSDI disability where do I start?
The good news is you are filing for SSDI disability at a time when information is readily available. For example, anything you want to know about disability is online; you just have to know where to look. There are, however, several important questions you need to consider before applying for disability:
- Are you disabled according to the definition outlined by the SSA?
- Will your condition last at least 12 continuous months?
- Do you have enough work credits to qualify for SSDI disability?
- Are you working too much or making too much money right now to qualify?
If you do not have the answers to these questions its important to find out the answers before you do anything else.
However, if you do have a severe health condition which will last at least 12 continuous months, you are not working and making too much money, and you have checked with the SSA and you are definitely insured for SSDI disability benefits, you can take the next step.
Who can I talk to about disability?
If you are considering filing for disability and you need help, you may have limited options. Below is a short description of who you can talk to.
- Talk to the SSA.
You can call the SSA at any time. You can also visit their website (www.ssa.gov). Unfortunately, millions of individuals apply for SSDI disability each year, and you may not get as much help as you would like from the SSA.
- Talk to a friend or family member.
Although a friend or family member may be willing and eager to help you, unless they have recently applied for benefits, they may have as little information as you do about the process. A computer savvy friend or family member with a great deal of time to do research online on your behalf is ideal, but they also may be hard to come by.
- Hire a lawyer.
Another option for help is to hire a lawyer. Some law offices offer full disability services and may be willing to help you with the application all the way through to the disability hearing, if required. Other attorneys, however, will not want to get involved with your case until it has been denied. Talk to the lawyer and find out what services they offer.
- Hire a disability advocate.
Disability advocates can provide the same services as a lawyer, although they do not have a law degree. Many disability advocates are very good, however, and have helped hundreds of claimants.
Do not apply for SSDI until you understand the process and have ensured you meet the nonmedical requirements. If you do meet the requirements then you can choose one of the above options if you need disability help.
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