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Social Security Disability Insurance denial how do I avoid it?

One of the most common questions asked by disability applicants is what they need to do to make sure their Social Security Disability Insurance (SSDI) case is approved the first time they apply for benefits and they avoid a Social Security Disability Insurance denial. Although up to 70% of claims are denied at the application level, there are many claims which would not have been denied if the claimant had taken the right steps prior to applying for SSDI.


What do I do to avoid a Social Security Disability Insurance denial?


The first and most important step to avoid a Social Security Disability Insurance denial is to understand the disability process. Thousands of applicants apply for SSDI and do not meet the most basic nonmedical requirements. If you don’t meet the basic requirements the SSA will not even pull your medical records or review the severity of your health condition, your SSDI case will be automatically denied.

The next step is to get great medical care. If your current medical records do not indicate your case is severe and expected to last at least 12 continuous months it will be tough to win SSDI benefits. Will the SSA send you a SSDI denial? Not necessarily. They will first request that you visit a consultative examiner who will provide the SSA with more information about your case, but most claimants report these reviews are very cursory, do not help their SSDI case and generally get a Social Security Disability Insurance denial.

Applied, what next?


If you have verified you meet the nonmedical requirements and you have gotten great medical care the next step is to keep seeing your doctor and following up with the SSA. Because they have over 3 millions applications each year the SSA is overworked and understaffed. They will not be able to give your case the personalized attention that you may want.

Contact the SSA periodically and make sure your disability case is moving through the system. Don’t hassle them or call everyday, but if you have not heard anything after you have submitted your SSDI application and it has been over 3 months, it may be time to call and see if they need anything from you to expedite the case.

Social Security Disability Insurance denial, what next?


If you receive and Social Security Disability Insurance denial letter there are specific steps you should take immediately. Most SSDI lawyers are hired after a Social Security Disability Insurance denial. They should be contacted immediately after you receive the Social Security Disability Insurance denial letter. They can complete the reconsideration appeal paperwork and follow-up with the SSA to make sure the case is moving through the SSDI denial appeals process.

You can also file your own Social Security Disability Insurance denial appeal but it must be done within 60 days from the date you receive the Social Security Disability Insurance denial letter. If you fail to file an appeal and you do not have a good reason you will have to file a new case and start the process over from the beginning.

Bottom line


Don’t wait for someone to hold your hand through this process. The best way to avoid an SSDI denial is to be proactive and make sure you are looking out for your own interests.
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