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I am pregnant can I get disability benefits?

If you are pregnant (and you do not have any additional long-term health conditions) you will not qualify for either Supplemental Security Income (SSI) or Social Security Disability Insurance (SSDI). Unfortunately, the Social Security Administration does not offer any type of short-term disability benefits.

Below is information about each of the cash assistance/wage replacement programs offered by the Federal Government. For both the Supplemental Security Income or Social Security Disability Insurance programs your mental or physical health condition must be expected to last for at least 12 continuous months.

What should a worker do if they are pregnant and unable to work? Many workers will have pregnancy leave through their employer, and they should contact their employer for more information about what they need to do to initiate this benefit. Other workers may not have this option so they need to prepare for this time by saving extra money from their current paychecks to cover their potential lost pay.

Social Security Disability Insurance (SSDI)

SSDI provides wage replacement benefits to workers who have a severe mental or physical health condition which is expected to last for at least 12 continuous months and does not allow them to work at a “substantial level”.

SSDI applicants must have worked long enough and paid enough in payroll taxes to be considered “insured” by the SSA. The number of credits needed to qualify for Social Security Disability Insurance is determined by the SSA and it can vary based on the worker’s age at the date of disability. Workers will need approximately 20-40 work credits to qualify for SSDI.

Supplemental Security Income (SSI)

Supplemental Security Income is provided to the aged (65 years or older), blind or disabled who are not considered “insured” by the Federal Government but who need cash assistance to meet their minimum monthly expenses. SSI is only available to claimants who have very limited income and resources. SSI claimants must also be unable to work for at least 12 continuous months.

Hiring a Disability Lawyer

If you would like a Social Security Disability attorney to review your SSDI or SSI claim you can fill out the FREE evaluation form and a disability advocate will call you to review your claim or you can call our office at 1-800-641-3759 to talk to someone now.