SSDI Benefits how do I apply?If you are disabled with a severe health condition and are not able to work for at least 12 continuous months you may qualify for Social Security Disability Insurance Benefits (SSDI). SSDI benefits are a governmental disability program managed by the Social Security Administration (SSA) for workers who are disabled and have earned enough work credits to be insured for benefits.
How do I apply for SSDI benefits?
To apply for SSDI benefits you can call the SSA at 1-800-772-1213 (TTY 1-800-325-0778),Monday through Friday from 7 a.m. to 7 p.m.; visit your local Social Security Office; or you can apply for benefits online.
Not all disability applicants can apply for SSDI benefits online. According to the SSA an applicant can use the online application process to apply for SSDI benefits if:
- They are age 18 or older;
- They are not currently receiving benefits on your own Social Security record;
- They are unable to work because of a medical condition that is expected to last at least 12 months or result in death: and
- They have not been denied disability benefits in the last 60 days. If their application was recently denied for medical reasons, the Internet Appeal is a starting point to request a review of the medical determination.
What steps do I complete to apply online for SSDI?
If you decide to complete the application online you will need to print and read the Adult Disability Checklist. This checklist simply outlines all the information you will need to complete the SSDI application. Next, you will need to complete the disability application and complete a medical release form, which will allow the SSA the legal right to collect your medical records from each of your treating doctors.
You will not be required to gather your own medical records and send them to the SSA, but you will have to provide the names, addresses, and treating dates for each of your physicians and hospitals so the SSA can gather your medical records.
It is also important to complete the disability application accurately and as thoroughly as possible. Do not exaggerate or misrepresent your condition.
What documents do I need to apply for SSDI benefits?
Information you will need to complete the disability application is listed on the application checklist but it will include the following:
- Birth certificate or other proof of birth;
- Proof you are a U.S. citizen or lawful alien status if you were not born in the United States;
- Information about your military service if you served prior to 1968;
- W-2 forms(s) and/or self-employment tax returns for last year;
- Medical evidence already in your possession (as mentioned before the SSA can gather any information you do not have in your possession);
- Award letters, pay stubs, settlement agreements or other proof of any temporary or permanent workers' compensation-type benefits you received.
What happens after I submit my SSDI application?
When the SSA receives your SSDI benefits application they will review it to see if you meet the nonmedical and medical requirements of SSDI benefits. If they need more information to process your SSDI benefits claim they will contact you. After they complete processing and reviewing your SSDI benefits application they will notify you of their decision via mail.