The Social Security Disability Insurance program or SSDI is a disability program provided to workers who have a severe mental or physical health condition which is expected to last for at least 12 continuous months. Workers also must be unable to perform work at a “substantial level.”
Supplemental Security Income is provided to the aged (65 years or older), blind or disabled who have not paid sufficient taxes and who are not considered “insured” by the Federal Government but continue to need cash assistance to meet their minimum monthly expenses because they are unable to work for at least 12 continuous months. Supplemental Security Income is is only provided to claimants who have VERY limited income and resources.
Whether you have been approved for SSDI or SSI benefits most likely you have waited months or maybe even years and you desperately need your disability payment.
So how long will it take to get your disability benefit payment after you have been approved?
Unfortunately, no one knows for sure. You can call the Social Security Administration but they can only provide an estimated date for payment. The SSA will also send you an acceptance letter which will detail your payment amount and you estimated date of payment but if you were approved by either the disability examiner or the Social Security Administrative Law Judge the payment will generally be processed at the Social Security Administration payment center.
How can you contact the payment center? Generally, the number for the payment center is not given to the public so there is no way to contact them to ask them specifically about your payment. Under some conditions, if you have hired a Social Security Disability lawyer they may be able to contact the center for you and get a status update for your SSD claim.
Choosing Direct Deposit for your SSD payment
Whether you receive Social Security Disability Insurance or Supplemental Security Income you can choose to receive your disability benefit either by check or by direct deposit. Choosing direct deposit may expedite the payment process and it is faster and more secure. Contact the SSA at 1-800-772-1213 if you would like to request that your SSDI or SSI payment be made through direct deposit.
Hiring a Social Security Disability Lawyer
One of the most common questions asked is, “How can I expedite my disability claim?” The most effective way to expedite your claim is to make sure that you win the first time you apply. Find out how the Social Security Administration makes their disability determination and get the proper medical records to prove that your condition is so severe that you cannot work.
Many claimants decide to hire a disability lawyer at some point in the disability process. Although a lawyer cannot help you “jump to the front of the line” they can make sure your medical records are complete and clearly state why you cannot perform substantial work.