How can a disability claimant possibly support themselves and their family while they wait up to 2 years to get their first Social Security Disability payment from the Social Security Administration? This is a common question, and unfortunately, there is not a good answer or the answer may be different for each person.
Given the extended wait time to win either Supplemental Security Income (SSI) or Social Security Disability Insurance (SSDI) most claimants, by the time the win benefits, are facing a financial crisis.
They may receive back pay after they are approved for SSDI or SSI, but this is little comfort when they have been struggling for months to pay their rent, mortgage, food bills and other living expenses.
In an ideal world, Social Security Disability claimants would know that the disability process can take anywhere from 60 days to 2 years and they will plan ahead. What does this mean? Claimants should eliminate debts, make a budget and begin to save money to support themselves while they are not working. Claimants should also avoid any large purchases such as a car or a house.
Since this scenario is unrealistic for many claimants, claimants will have to work part-time (taking care to not work enough to be considered engaging in substantial gainful activity), rely on friends and family to provide temporary financial support or apply for all other benefits that may be available from the city or Federal Government including food stamps and public assistance.
If you would like a disability attorney to review your claim you can fill out the FREE evaluation form and a disability advocate will call you to review your claim or you can call our office at 1-800-641-3759 to talk to someone now.