Why would I get Supplemental Security Income (SSI) and not SSDI?

Recently on our disability forum a user asked, “I got in a car accident about a month ago and I have lost the use of both of my legs. I have worked construction all of my life. I am a fifty-eight year old man and I do not think I can retrain for new work. The SSA is telling me that I do not have enough work credits for SSDI benefits, and I will only qualify for Supplemental Security Income. How is this possible? I have worked odd jobs all of my life.”

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Trial work period and testing my ability to return to work

Recently on our SSDI forum a user asked, “I have been receiving SSDI benefits for several years but I think I want to try to return to work. I am concerned; however, that after I work for awhile I might realize I can’t do it. I was wondering if the SSA has any program which might allow me to test work out but not lose my SSDI benefits? I have heard something about a trial work period but I am not sure what that means.”

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SSI Benefits top 5 things you need to know

Supplemental Security Income (SSI) is offered to the aged (65 years of age or older), blind, or disabled. Supplemental Security Income rules and requirements, however, can be a bit tough to understand. Not everyone will qualify. Before applying for SSI it’s important to review the top 5 things you need to know.

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